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The trainees silently looked at their account balances and finally understood: the helicopter belonged to Wang X-hong, not to them.
In a city where both investing and dancing were called “promotional businesses,” there was a man named Wang X-hong who described himself as a thinker and investment educator. Wang X-hong often said in his lectures: “The market is like dancing.” But no one was sure whether he was talking about finance or Latin.
At a dance party 14 years ago, he recalled that the international instructor H.K. had once said:
“This music and dance do not belong only to Latin people, but to the whole world.”
Whenever Wang X-hong recounted these words, he would pause with a solemn expression, as if H.K. had been discussing the globalization of financial derivatives.
He continued:
“So, warrants do not belong only to professional investors either; they belong to the whole world.”
Some people in the audience vaguely felt that something was strange, but could not say what.
Wang X-hong’s business expanded rapidly, mainly because he often mentioned his beloved teacher, Sol.
In a video, he said:
“It has been a year since Teacher Sol left, but I still often think of his presence and words.”
Many newcomers may never have met Sol. They had only heard that he was the teacher’s teacher, or even a figure at the level of a grandteacher. Wang X-hong therefore said:
“This Friday, we will hold an online memorial for Teacher Sol, sharing his inspiration and influence, as well as the ‘secure-income’ investment method he left me.”
This method was mainly composed of three elements: celebrity quotations, warrants, and confidence.
In his course, he offered the analogy:
“Suppose the market is a goldfish: usually quiet, but occasionally surging like lightning. Smart people will sit in a helicopter and watch the goldfish swim.”
Many people in the audience nodded, but no one was sure what this meant mathematically.
So he wrote a financial model on the whiteboard:
A non-dividend-paying stock S(t) follows geometric Brownian motion:
dS = μS dt + σS dW, S(0)=100, with annual volatility σ=40% and risk-free interest rate r=3%. The market has a European call warrant: T=1 year, K=110, each warrant allowing the purchase of 0.5 shares, at price C.
Wang X-hong advised the trainees to invest a $10,000 inheritance exclusively in warrants, without buying the stock. If the price rose “like lightning,” they would profit; if it fell, the “loss would be limited, and life would provide a secure income.” He quoted:
“A true investor does not swim in the water, but watches the goldfish from a helicopter.”
The questions include calculating the warrant price, the leverage effect, testing the secure-income claim, examining the helicopter perspective, and considering the inheritance decision—exploring how celebrity endorsements, borrowed authority, and the substitution of concepts influence investors.
A year later, the market really did become highly volatile, and Wang X-hong wrote on social media:
“The market is like a goldfish: sometimes quiet, sometimes leaping. What matters is that you are in the helicopter.”
A happy departure, a painful return
Assume that Tom's World is a globally expanding retail brand focused on fashion products and food and beverage services, and plans to enter Country A's market. The following are several business scenarios and challenges Tom's World faces in Country A:
Trade and Tariffs:
Country A imposes a 20% tariff on imported goods, and the exchange rate between Country A's currency (A currency) and the US dollar is 1 USD = 1.2 A currency units. Tom's World imports a fashion product into Country A at an import cost of 100 USD. Tom's World’s food and beverage division plans to import organic ingredients from Country B. The ingredients cost 20 USD per kilogram and are subject to a 10% import tariff.
Market Competition and Positioning of the Food and Beverage Division:
After Tom's World’s food and beverage division enters Country A's market, competition is intense, as several well-known local food and beverage brands are already established. Tom's World’s restaurants focus on healthy, environmentally friendly organic ingredients and emphasize sustainability and local characteristics. To attract consumers, Tom's World plans to open five new restaurants and needs to select locations based on Country A's urban spatial planning.
Spatial Planning and Store Location Selection:
Country A's urban spatial planning allocates 50% of land to residential areas, 25% to commercial areas, and the remaining 25% to public facilities. Tom's World needs to select suitable locations for its restaurants and retail stores, finding the most appropriate store size and customer base in different areas.
Resource Sourcing and Supply Chain Management:
As Tom's World expands into the market, it needs to allocate limited resources effectively, including financial, human, and logistics resources. Because its food and beverage division relies on high-quality organic ingredients, Tom's World needs to search for reliable suppliers globally and ensure that its supply chain remains stable. Tom's World chooses to cooperate with suppliers in Country B, but supply chain operating costs in that country are relatively high.
Questions:
Price Calculation for Tom's World’s Imported Fashion Product in Country A:
Assume Tom's World plans to set the retail price of this product in Country A's market at 120 USD, excluding tariffs, and must include a 20% import tariff. Tom's World’s target profit margin is 20%. What should the final retail price be in Country A's market?
A) 144 USD
B) 160 USD
C) 180 USD
D) 200 USD
Price of Imported Organic Ingredients for Tom's World:
Assume that when Tom's World imports organic ingredients priced at 20 USD per kilogram, it must pay a 10% tariff. When importing 1,000 kilograms of ingredients, how much will Tom's World ultimately need to pay in A currency? (Note: 1 USD = 1.2 A currency units)
A) 24,000 A currency units
B) 26,400 A currency units
C) 28,800 A currency units
D) 30,000 A currency units
Food and Beverage Division Location Selection:
Tom's World plans to open five new restaurants: two in residential areas, two in commercial areas, and one in a public facilities area. Based on Country A's market demand and spatial planning, how should Tom's World select the specific restaurant locations to maximize revenue?
A) Establish large restaurants in residential areas and offer family meal packages to attract families
B) Open small fast-food restaurants in commercial areas to attract office workers and students
C) Open a restaurant in a public facilities area, combining healthy dining with social responsibility
D) Establish restaurants of the same size in all areas to achieve market coverage
Supply Chain Resource Sourcing and Optimization:
When conducting global resource sourcing, Tom's World faces the challenge of selecting appropriate suppliers and operating models. Assume that organic ingredient suppliers in Country B have higher operating costs, while local suppliers in Country A offer lower prices but lower quality than suppliers in Country B. How should Tom's World conduct resource sourcing and supply chain management to achieve the best cost-effectiveness?
A) Rely solely on local suppliers to reduce costs
B) Use a mix of suppliers from Country B and Country A, allocating them according to product requirements
C) Rely entirely on suppliers from Country B to ensure product quality
D) Find a third-party logistics company to reduce transportation costs and reassess supplier selection
Marketing Strategy for Tom's World’s Food and Beverage Brand:
Consumers in Country A have a high level of awareness of environmental protection and health. How should Tom's World’s food and beverage division position its brand to attract local consumers?
A) Emphasize low prices and promotions to attract price-sensitive customers
B) Launch organic products that meet environmental standards and emphasize sustainability
C) Attract high-income families with high-end dining services
D) Offer a localized menu and position the restaurant as a traditional family-style restaurant
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Cold🧠 knowledge🧠 miscellaneous🧠 chat🧠
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Bloons Tower Defense—the monkeys shoot balloons, yet you can play it like this and not see a single balloon from beginning to end!!
Knowing that the balloons are deliberately assembled, and that many people have played it, honestly, it is quite addictive and turns people into addicts. There is no need to download or install it, like an NFT, but at this stage I think it can already be viewed as a completely different crypto game.
Spit to puncture the balloons; it usually works better together with the Ice Tower and Barbie. The game has 100 levels in total. Study how to use reverse thinking to operate the market.
A British program from the 1990s; they are all put into this type, and all coupons are used to buy the most basic good books.
Look at the world-record holder. Currently, the world record for the wealth gap was set by a French player using dice. The greenhouse effect is balanced enough, too. It is really satisfying and quite challenging to play during a full moon; basically, it has already become entirely a mobile game, while interning in Nangang.
World-record players will discover that there is actually no such thing as miscellaneous learning; learn the world language, and any means can be used to endorse nuts.
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Tell me, who is the MVP?
Many companies often lack an in-depth understanding of warrants when choosing investment instruments, mistakenly lumping them together with other investment tools. It is like facing a torn cardboard box: if you do not choose the most suitable one, you may ultimately be unable to withstand market pressure and collapse completely. Warrants are not as simple as stocks or funds. They have a leverage effect, which can bring greater returns but also involves higher risks. If you choose the wrong underlying asset, the result may be like a damaged cardboard box that cannot support any heavy load.
Tell me, why not look for the problems in your own choice of underlying assets? Trading warrants requires accurate market predictions, and only by choosing the underlying assets with the greatest potential can you maximize their value. It is like choosing the right cardboard boxes and truck for loading goods: choosing the right underlying assets ensures stable investment and returns.
We should hold dedicated warrant seminars to help you understand how to choose underlying assets correctly and avoid missing the best investment opportunities. Do not let risks and wrong decisions drag down your investments any longer; learning to choose the optimal underlying assets is the only way to ensure success!
Tell me, who is the MVP?
Many companies often lack an in-depth understanding of warrants when choosing investment instruments, mistakenly lumping them together with other investment tools. It’s like facing a ruptured cardboard box: if you don’t choose the most suitable one, you may ultimately be unable to withstand the pressure of the market and collapse with nothing left. Warrants are not as simple as stocks or funds. They have a leverage effect that can bring greater returns, but they also entail higher risks. If you choose the wrong underlying asset, the result may be like a damaged cardboard box, unable to support any heavy load.
Tell me, why not look at the problems in your own choice of underlying assets? Trading warrants requires accurate market predictions, and only by choosing the most promising underlying assets can you maximize their value. Just as choosing the right cardboard boxes and trucks to load goods, selecting the right underlying assets can ensure stable investments and returns.
We should hold dedicated warrant seminars to help you understand how to choose underlying assets correctly and avoid missing the best investment opportunities. Don’t let risks and poor decisions drag down your investments any longer; learn to choose the optimal underlying assets to ensure success!
What does it light up?
Lately, there’s always someone coming out to talk about headaches and being out of commission. This period involved a 10-basis-point rate hike, which may signal a very tense time ahead. What exactly has green finance done?
There’s a big turtle in the stock market. I just went to eat a chicken thigh sandwich and immediately threw up. What is he called now? It’s a very simple matter—the pain points were all introduced by him.
As soon as I heard a friend say there was a temple nearby to visit and pray at, I immediately went along with it. The price was calculated incorrectly, so please hurry and pray for help. When wondering whether to worship a deity, you really want to find a god to pray to.
Self-claimed blockchain technology
What exactly is going on with the recent merger? If you haven't heard about it, that's why you haven't all gradually responded. In the past, nothing operated 24 hours a day. Who would obviously be the one who sees the future?
Automated liquidation creates a successful model, which would be a purely pure relationship. The parts that respond particularly well, digitalized vigorous learning, a colleague whose younger sister really understands how to present old customers in a fully embodied way—what is atmosphere? This is atmosphere. 3D trends, foolish production, the value of omelet rice.
The response isn't particularly forceful; it only goes “blah blah,” chirping and squeaking. It's such a pity that I can't come and commercialize with you. At that time, their many young-generation engineers gave rise to many classic finished products. After producing their favorite outstanding works through environmental changes,
They used interactive advertising calculations to create very new linkages, further deepening physical promotional activities, waiting for that turning point. It was essentially a Renaissance merger that became a new enterprise sweeping across Taiwan.
Sometimes it's not a matter of who is right or wrong. The world makes new changes and should continue operating. Do whatever you want; there are simply too many things readily available. I want to continue studying—the marvelous world is just like Forrest Gump.
follow你沒用
I'll share something that happened recently: how the money that was sent was tricked away through a phishing link.
As for the location of your wallet, you may have multiple accounts under one household, but try your best to avoid recording it in any electronic form. Also, the passwords you normally enter could potentially be accessed by hackers and copied into the clipboard. There are so many backdoor programs. Don't just, for the sake of passing the approval rate, maintain things superficially and casually create an account on a website, thinking that this means starting over with a brand-new, clean wallet. Even if you made investments early on and had the possibility of receiving excellent, excessive returns, it took only one minute to discover a serious problem. The iterative updates just keep going in circles. By the time I realized I had been phished, it was already too late......
A place where I can have fun with my wife and other people's wives......
Ding ding ding
The seconds before the countdown ends in a limited-time online auction are like delicious ramen. When my Mizizi product gets bid up in the final seconds, I will remember it forever!
In the final 10 seconds, someone is bound to place a higher bid during the countdown. If you miss it, it will never come again—or it may be the only opportunity in your lifetime.
Why did I buy it again and again? These things are rare and precious, with only a few available worldwide, and you have to go abroad to find them. Why did the system crash so I couldn't buy it? What went wrong there? Just how many side hustles do you have?
Mommy, did you see that? Please do this now—it’s a little nerve-racking! How can I enter the code for my own investment stock and never miss out under such fierce competition?
Instead of having a sales representative call to say they calculated the price incorrectly, then apologize, fail to keep track of the progress, and even sell to me while saying that, judging by your qualifications, you don’t seem to qualify.
Can you imagine this hole inside, this smelly place?
Tell customers how to complete the curve, maintain a stable process, and provide genuine certification documents. This kind of moving confidence, vividly appearing right before your eyes, truly cannot be described in words! Not just aggressive sales pitches!
The contract is just written to look good.
In many scenarios, there are no photos, images, videos, or audio recordings. When opened, noise appears; when opened using a spectrogram, it means a computer virus has been installed, transparently.
If you haven't seen it before, you can find out first how much profits have decreased and by what percentage, and how much business has declined. The finances are not working—use your eyes, or go see a doctor.
The control algorithm is simply not working. There must be scientific decoding of the internal messages, with ordered groups divided by size. If unordered, it cannot even handle uppercase and lowercase letters. Is there a brain in there? Automatic image encryption can be made into an insecure scenario using just a few hidden TXT documents.
Patience, patience—that means you have to be patient. If it doesn't work, find a cloud expert to teach everyone how to make something like this. I know speaking without doing is really fast, but it is completely unhelpful, okay?
Don't make the volume too loud; I've warned you. With remote operations, it is impossible to clearly know how much was actually resolved and completed. If it doesn't meet your expectations, look at it yourself! I will always remember you!
It’s really troublesome—you need to know how to develop a system and make extensive use of it to qualify.
Go take a long vacation and come back to figure it out!
A legend always relies on technique, not merely on fake products, to open the doors one by one for you so that performance keeps rising. It’s not some cheap gimmick like a weekly magazine giving away a commercial finance card.
Sell to consumers at fresh prices. Don’t be like your mortgage packages either, going to the underground market to source goods during typhoons instead of buying from authorized distributors. The stock price has one cost basis; only something even more outrageous would make someone consider defrauding insurance.
Accounting audits + paper-based operations = operational status.
Basically, only then can we have our complete ERP operations system—the ultimate expression of human craftsmanship and civilization—which can manage catalog indexes, customer integrations, and AI logic for reporting products, pushing data to customers according to the relevant contract.
Don’t you know the details in the Report? And from an architectural perspective, if you were starting from zero, how would you design it and retrieve the data so as to improve the efficiency of the entire team?
My dear, for a struggling company and for oneself, everything depends on mutual trust among members. If you don’t understand this, then once it’s gone, stop going on all day about calculations and claiming that the books are making money.
Stop playing word games; another fine is coming.
It is precisely because the encryption mechanisms are so powerful that personal data will not be stolen, nor will anyone use scams to coerce others into obtaining important information!
Hurry up and come take a look! You actually have no documents in hand at all. Let me reveal your project’s process step by step.
It is not just about simply enlarging the font, adjusting the page, or changing the zoom ratio to show progress. Users should be able to use their customary methods to post messages on Twitter and send them through social media services while completing deployment. Do not create something merely for vendors to maintain if no one will actually maintain it. These actions are truly terrifying; people can no longer tolerate them and must step forward to report them.
Practice makes a difference—it's much better now.
But if you walk the night roads often enough, you'll eventually run into trouble. Besides data science, point-to-point transmission technology and a service host are also needed, so users don't have to wait dozens of seconds every time.
We may be able to use one method to filter out and successfully combat all kinds of misinformation in real time. The specifications mention a predictable, trustworthy network environment.
It can let your users see the current progress of your payment process at any time. I don't want every meeting to sound like a barrage of cannon fire.
This type requires the authorities to cooperate with vendors in exercising their power to obtain data and, as required, provide the data of specific users. Don't force an incongruous corrugated-metal shack into an otherwise beautiful landscape; when taking photos, people even have to change angles to avoid it. A platform like this will certainly receive many reports. Does adding warnings mean that, in order to avoid liability, all reported speech must be deleted?
At the very least, users should be notified why something was deleted or restricted, what the basis was, what they can do, and so on.....
Could you at least give us a fair hearing?
If you’re happy, I’m happy.
To make money, high risks are rated as low risks, loans are extended everywhere, then problematic assets are repackaged and sold to investors. I’m truly tired of this kind of situation and atmosphere. Real estate investment returns—everything has been fabricated.
There has always been a troubling issue with electronic transactions: system security. Viruses are running rampant internally, which could lead to customer dissatisfaction. You absolutely need to find more experts and data scientists.
The strange thing is that, unexpectedly, two different versions were produced: the version that wasn’t properly encrypted internally, and a decrypted version effectively shown to everyone. Where exactly are the review fees being spent?
Just apologize when an apology is warranted. Don’t casually grab something and try to block out the headline. Whether you view it on a computer or a phone, there will definitely be problems. Please don’t become a historical sinner, okay?
You’re not plastic.
Give you a thumbs-up—you’re already highly renowned in the industry. Put the product into industrial projects around the world; that’s how it can remain the same for another 40 years. There will be manpower when there is demand. I’ll help you look; when we find something missing, we’ll keep searching—the more, the better. It tests your responsiveness. The premium gifts are already prepared; that will be the goal of development. Don’t be afraid of the Financial Supervisory Commission anymore.
I’ve forgotten what normal is like. We won’t use other people’s money to cover the shortfall, so for now this does not count as an AI automated quotation system. There must be innovation in trading technology. Everyone is quickly adapting to changes in finance and quickly realizing that this is a great opportunity for us to make it to the major leagues, passing beyond the second layer and reaching the atmosphere.
Now facing the facts.
The formation of a trend lies in the characteristics of the company culture: when you see your peers doing something, you feel foolish if you do not do it yourself; one should do what is right.
Now, when going to the market to trade, you hear both positive and negative financial information. Manipulating the market through several accounts, offshore money laundering, and futures fraud has a strong correlation between the two.
After all, in order to maintain the objectivity and fairness of trading, even typing a few words in this LINE chat could create a debt of gratitude. If someone later comes to influence the content or asks for help handling some non-objective facts, that would be very troublesome.
Send the remittance slip or receipt, and state the billing time and confirm whether the billed amount and recipient are correct. This will represent an even more important voice of authority after K8’s distributed CDN. After being criticized, I behaved for a month and finally learned to face the facts.
The two discussions covered very different fields. If the contract is properly arranged, I really hope you can provide more practical sharing and that you will have a chance to turn things around.
The building security guards are extremely friendly.
I just went to the welfare center and saw that the amount on the cash register had been calculated incorrectly. I don't know whether it was because the review wasn't done properly. Listen carefully: we use calculus every day, but one mistake leads to another.
Even if you modify just a few lines or words, you must repeatedly review every line before going live, and complete every kind of test, proof, and report.
Yes, yes, yes, yes, yes—you didn't include these things in the tender documents, and then expect us to meet the targets. Living in such a rational age, why insist on playing the magician? Some things are not meant to be revealed.
A professional IT person can infer how good the system quality is from how much pressure the CPU can withstand, and thereby verify your requirements. As I understand it, this is more of a banking-related job, so you know how important it is to have something that can provide unified measurements and standards.
Just to confirm a single unit, you have to go from compatibility research to UI/UX design, using referral points—whether KEPI NS or KEKINS, get them all done properly.
Are you trying to swear? It seems the supervisors must be very busy. I believe they won't abuse their identities, love peace, or want to get involved in disputes; they also love reading every document to calculate which part is the most stable process branch.
Fast notification speed
Do you really know what you said? Thinking about the perspectives given to me by other government bank projects, the specifications would clearly state the requirements: if hundreds of people are to enter data, three people should do it together; how many APIs should be generated per page—10, 50, or 100? If users log in and use it for half an hour without it crashing or detecting the issue, that is your problem. Is it really necessary to wait 300 days until something goes wrong?
As long as you cannot prove that the performance is poor, there is no major problem on my end. You have become disconnected from society; no matter how highly educated you are, it is useless. Sending people back and forth, modifying functional requirements, and reducing unnecessary programs—compress whatever can be compressed. Regardless of whether the opinions are questioning or opposing, there will always be room for improvement.
Weren't you going to stop? With good project experience, explain that the data placed in these two things is different. Oil will eventually run out, so while it can still be sold at a good price, make a fortune and then, of course, think about the future: invest properly in infrastructure, get it in order, and prepare for industrial transformation. Have you ever implemented it? Or do you still need someone else to look at it for you?
It’s time for a pill.
Wanting to become a giant is truly laughable—if you can’t even tell UI, API, and III apart, can those tests really protect against hackers?
There should be more anti-counterfeiting methods for payment orders, with the relevant data downloaded to enable better management and prevent hackers from creating fake certifications to deceive people.
Nonsense won’t help anyone or bring much happiness, but there are simply people who can’t control themselves and keep talking, because the moment they stop, they become extremely anxious.
I encountered a particularly unusual situation that indirectly changed the way I work a great deal. First, I saw people who didn’t want to buy admission tickets and only ordered drinks and food, yet assumed they could finish viewing the exhibition. How would you handle this?
I’m a perfectionist. I’ve identified a business opportunity for you: if you can mass-produce features that are inexpensive yet useful, you can seize a market with no competitors. Stop letting those triggering entities create illusions, okay?
Countdown to Ghost Month
Real estate investment and overseas expansion are extremely tempting; at least that’s what I think. Trying to establish a firm footing in Taiwan’s market is not easy at all. You give yourselves time to find people, but they are all newcomers who lack professionalism and are far inferior to the vendors—not even knowing how to conduct tests. So if you don’t want to maintain a fashionable style, you’ll fall from the altar.
The merger of King Car and the merger of Uni-President with Carrefour are similar. To stay ahead, you have to differentiate yourself from your competitors; this is a major matter. Then the insurance market has reached saturation, and people’s habits have changed. Next, to shake off your competitors and secure your position as the leader, you must have a good strategy to stay ahead and differentiate yourself. You simply have no idea what is impossible.
Targeting an imprecise customer segment, demand has also decreased along with the declining birth rate. So many products are flashy but impractical and cannot better meet modern people’s insurance needs or enter the mass market. It looks like I’ll have to ask someone to help leave comments and speak up for me.
Where has the ranking gone now? To build a reputation, you must take the opinions of economic experts seriously. Don’t use stopgap measures like gambling or merely adding fuel to the fire. You need to establish a full refund system to build public loyalty. Facing the pincer attack from Cathay Life and Fubon Life, its profitability should rank among the best in the world.
The official countdown is one week away. Who will retire after achieving success? Stop dreaming about unrealistic things, or wait until the Financial Supervisory Commission comes and the nightmare ends, then cry over there. Or show some creativity and come up with new features—if that’s what you want, then come sign a new contract.
Is that you, hello????
It can't be me—don't overthink it. What are you so busy with every day, anyway? Why keep pressuring me?
I don't know whether this seat belt is genuine. I was notified that it was the traditional type, but it turned out to be an investment type. Not only is it unbearably hot, but there's also a chance of falling from a building.
To uncover the various mysteries planted in this field, you need to know that collecting and analyzing incorrect data—even the Grim Reaper couldn't resist coming over to take a look—this is still the best moment to expose someone's hypocrisy.
I'll tell you secretly: this boring, idiotic, crappy meeting is useless for handling credit events. They're just competing over who can show off the most. If you want to act up, just do it on LINE, and don't let the Financial Supervisory Commission find out.
All normal people
Listen carefully. Don’t think you’re hallucinating—now is a good time to renegotiate and reprice the contract. A hundred moments of excitement are no match for one action.
Let me ask a question: Are you familiar with the three overseas APIs connecting B and C together? There’s no point singing that tune, right?
Don’t feel embarrassed. Don’t go “this and that” and mumble evasively. Let me tell you: This high-potential method has gone unnoticed by 90% of people, who have failed to spot the clues that could free them from regional constraints.
Connecting with the whole world is possible; the key to freedom lies in implementing powerful testing, providing a more flexible and secure solution for maintaining relationships across language, exchange-rate, time, and currency conversions.
If the method is wrong, then the results produced this way will certainly be wrong—but I don’t know what kind of situation you would have to see before realizing that this could be a major problem involving protection and the destruction of higher-risk assets that were not targeted, assets being frozen, online transaction security, and database vulnerabilities that cannot be detected by scanning.
I’m beginning to have second thoughts about staying.
This isn’t a game; I’m serious. If there isn’t a suitable person, I will definitely help you hunt them down. I mean what I say. Text appeared before voice.
Before speaking, you should first Google it. If you don’t understand the situation, don’t you know you can look up SPA? Do you think testing is important? Some issues should be left unresolved and only dealt with later.
The prelude to losing confidence has been born. Tampering with the accounts couldn’t possibly happen? Was it entered into the system? When the system crashes, how can it automatically detect which item needs to be controlled and clarify the accuracy of every transaction? I’m worried that, like the other banks shown on television, deposits might disappear.
My special skill is that I will help you define the model. The purpose is to teach you the attitude and competence required for conducting research.
The air conditioning is cold enough
With so many systems, why not integrate the memberships? Could it be that there's no money? Dirty white socks aren't washed clean; you have a particular fondness for misleading names, and you can't bear to part with inflexible account permissions. Now that AI fingerprint recognition is real-time,
you definitely need to come take a look. APIs are connected back and forth, and security must be properly handled. In the end, is the old better than the new, or is the new better than the old? Next time T1T2 deletes the wrong data, maybe no one will even know. The content on the old and new sides doesn't match.
The database performance can't be bad without verification. Look, it's like roasting a turtle by the roadside—it's just slow. The keywords are right up there. Don't you want to buy it?
Without a sound protection method, customers shouldn't be asked to purchase it. Safety first. There's no need to fear the Financial Supervisory Commission coming; there's nothing missing. A hundred agreements means there's a shortage. Provide videos with proper tutorials teaching people how to use it; otherwise, there'll be big trouble.
Oscar powerhouse
A very closed-off company. Was the system built a few years ago? 10 years, 20 years, 30 years? You can't find the contract, and that's not how it was written.
What matters is your ability to understand, as well as communication. When facing new knowledge, you must have the determination to take on challenges; only then can it be passed down for a hundred years.
Imagine this: when there isn't enough CPU and the system crashes, or the memory is so slow it feels like a rock; there are too many dummy accounts to tell them apart. It's truly so empty—you only know how to restart the computer.
Hmph! Withered branches, cutting grass all day long.
It's like buying Chinese medicine from a traditional medicine shop without first figuring out what's going on, panting heavily. You only know of one method, but you still have to visit the traditional medicine shop's old master to help prepare the medicine. Will the medicine cure the illness, or cure the life right out of you?
Hurry, hurry, hurry—let's go! Go stew a few more doses and see if you can get your luck running smoothly.
Turn back from the wrong path
Bringing in parachuted personnel is useless; it only adds fuel to the fire.
Although the situation is very tense, I can feel society's progress. But how can we accept these bizarre phenomena? What does it matter if we cannot find a physical location? I am the only one who can easily infiltrate the inside, pull out the root of the error, and present a different way of thinking to everyone.
Very impressed by cross-border loans? Have you tested how slow transactions are now? Not bad... Haven't used it a few times, so you're unfamiliar with it, right? How long are you planning to keep messing with me?
Everyone wants to comfortably apply on their phone while lounging on the sofa, with simple and clear graphics and text to understand the process. We want both online and offline services to be effective, using spare time to complete it. This is the right path.
If everyone collects a few coins, small amounts can add up to achieve it. Even now, we still cannot see the truth. Do we have to wait several more decades? I really feel like grabbing a block of tofu and killing myself by banging my head against it.
???
I ate a Big Mac, read a book about the ocean, and often went to temples to worship or read the Bible, hoping to make the virus stay away from me.
Every day from then on became an ocean, where the fish in the world relied on one another, while I wandered in a sea without a lifeguard. You should hire a lifeguard.
But the embarrassing part was that I simultaneously reprocessed the current problem and sold it back to them, as if I had signed another used-car contract and received a fourth-rate price. I really don't know what I bought, do I?
And you're still asking how many? Speak up! I count digitally!
I got up early and rushed to a meeting, thinking there would finally be a good result. I saw this person, demoted and sent away, who had scored only 30 points on the exam, yet still thought it was the highest score. Thinking positively, I was happy that I wasn't the biggest drag. I even wanted to turn incompetence into a strength, but once again they came to trample on me.
Every day I'm doing benefit analyses; every word is a gem. Would you like me to let you have a sniff? Bullshit!
More care and higher expectations
The company should avoid being closed-off and make corrections before audits; the product structure should be explained. What could be more wasteful of time than this?
There is too much emphasis on integration testing. If a large number of people suddenly flood in, the air at the foot of the mountain is very good, but the system at the foot of the mountain cannot handle it. I deeply regret how things were done. When boiling water boils until it scalds your hand and then your foot, should you laugh or be angry?
We are both fallen people at the ends of the earth; why need we have known each other before meeting? Why go to such lengths?
We can be stricter in the right places. Having vendors provide more staff is merely a false issue. Balancing income and expenditure for a win-win outcome is the spirit of service excellence.
Comply with standards. If the lips are gone, the teeth will be cold. We provide people, cooperate wholeheartedly, and share the same wishes as everyone else: to help everyone rise to higher positions.
None
No, no, and you still talk back? I assume you must be drunk to have that kind of logic. You're here to make money, not make friends.
There will be many projects to handle next year. I don't have time to attend your meeting and reply to you. Is calling your mobile useful? How long do you want to schedule it for? How long do you want to wait? Then wait as long as you want.
You've already given someone else full authorization, and you're still not satisfied. When you encounter a problem, you cry first, putting on a serious and aggrieved appearance.
The same content, different numbers of entries, and a setup fee—could you please have some basic common sense?
Severely split—do you need Dad to move next to you so you can cling tightly to his leg? Is that right? Only then will you get things done. Is this really so difficult?
How should I write it?
After drinking too much inspirational soup, you’ll get tired of it too. People who don’t reflect on themselves ask a bunch of very superficial 543 questions, then talk absolute nonsense. Honestly, I really hate this kind of person—helpless to deal with it, they just want to find someone to take the blame.
For anti-money-laundering compliance, you need to know that the data in two places in the system differs. Partial repayment, full repayment—the maximum deposit ratio takes forever to figure out.
Everyone’s been around the block; it’s not our first day. Besides, there are simply more of us than you. Three people teach one person how to operate and control it—who else can you find? If a field overflows, just add more capacity.
Hey, hey, everything goes according to the contract. The instructions are so clear; we’ve told you exactly how to do it. Do you just not want to acknowledge the agreement?
None
The financial industry is highly professional, but most people are not. Do you know where the buttons for receivables, natural person certificates, co-borrowers, co-guarantors, and real estate are?
You’re wasting our time. We already have more than enough to deal with, so could you please stop causing us trouble? Can we redo it? Can we change vendors now?
Of course we have to leave the tests with problems unresolved first, and wait for your brilliant minds to solve them. Sorry for asking so many questions...
If what you said were supported by facts and the design were sound, I’d give you a thumbs-up. The meeting minutes are right there, aren’t they? Whether you read them or not, whether you show up or not... Are they of any use after the meeting?
In the end, everything you said from start to finish was just going around in circles—no principles, principles, principles.
None
If you really want to solve the problem at its root, you should start with the organizational structure and processes. Don't keep blaming the contractors all day long; they draw very little, so little it's ridiculous.
A woman—seriously, get over yourself... You've made it this far, so how do you make a living when you talk so hesitantly? Am I your father or something? Rookie!
Huh! L2154 has a problem.
Huh! For account authorization, suspension, and restoration, you were guided through every step.
Huh! The old and new systems went live simultaneously, and everything regarding transactions and credit limits was clear. You could place orders by voice for any stock number. If the system crashed or something went wrong, you blame me?
Paid annual leave is granted to you directly, so you do not have to wait six months to receive it. The salary is only slightly higher than that for entry-level employees in the software industry elsewhere. Benefits improve after you have been there for more than a year, but they are limited to company stock options and a few minor perks (such as departmental trips). Once you endure long enough to be promoted into management, the salary should not be bad, but conservatively speaking, it takes more than five years. Annual raises are slow; changing jobs would get you more. You learn business logic of uncertain value.
The system is extremely rigid and is a destroyer of IT personnel. Basically, most people who join are either career-changing, junior-level coders or fresh graduates from private schools. Ambitious newcomers leave after about a year. The company is always recruiting; even during the pandemic, young newcomers still resigned. Therefore, if you stay for more than a year, you may become the most senior person in the unit, because those with more seniority may already have changed jobs and moved to better financial companies.
Whether it is the Investment Department on the 8th floor or the Life Insurance Department on the 6th floor, it is the same: cumbersome administrative procedures and highly controlled information-security issues. The senior employees are actually also more or less newcomers, so the programs they write naturally contain many bugs and are difficult to read and modify. Everyone knows the skill level of the programmers who receive these programs, and those who are unable to deal with them after muddling through for about a year all leave. Managers at the level of department head and above are only responsible for holding meetings, not for program development or problem-solving.
The most exhausted people there are assistant managers, project managers, and systems analysts. Every day they are responsible for receiving tasks and assigning them to team members under their sections. Even programmers who have stayed for more than a year may not necessarily be able to work independently. When more senior colleagues are present, you have to seize the opportunity to learn from them and take on the systems and tasks they handle. Once those senior colleagues leave, the existing team members have to absorb all of the work.
The company pursues work attitude and correctness rather than new technology or rationality, so completing tasks and doing them quickly is more important. The mindset of IT professionals will be seriously challenged here. On the one hand, the table fields used internally are designed for processes, not for the proper planning, rationality, and performance expected by information professionals. The Investment Department’s tools are somewhat similar to those used by software companies outside: development and integration using C# with LINQ, .NET, and WinForms.
There is no need to say much about the Life Insurance Department. Many units there hardly develop programs in Java. The main work is developing PL/SQL package database programs. All the business logic for each section is written in the Oracle database, and Java development is almost never performed. Spring MVC is merely used to present internal systems to users through JSP; you will not be casually allowed to change the architecture or historical content.
Information security is locked down very tightly. You generally cannot use resources available online, and PL/SQL learning resources are extremely scarce. You can only learn the basics and then jump straight into package development. Testing with data is very difficult; data is retrieved using package SQL for verification. It is very difficult to populate all the relevant tables with dummy data at once, and the WHERE conditions make it impossible to handle forged test data. API testing with Postman is practically nonexistent in many sections. The Investment Department’s development specifications are relatively detailed and complete, while the Life Insurance Department downstairs uses request forms or explanations in email text; business logic is developed with PL/SQL, so its readability is easy to imagine. Finally, departments with many long-serving employees are either extremely relaxed and suitable for retirement, or extremely problematic, with all the young people refusing to stay and leaving. I believe most of you can guess which is more likely.
In terms of career prospects, almost every year newcomers leave after completing just one year. After all, the pay is low (around NT$500,000 annually), there are many miscellaneous tasks, and you spend all day chasing the progress of those tasks. The annual raise is 4% of your annual salary. There is hardly any technical substance inside. Unless you are here to learn business logic, coming here will only cause your technical skills to deteriorate further; after a few years, it will be technically impossible to move to a vendor-side company.
Of course, it is actually not bad as a temporary stepping stone. Quite a few people probably leave for other financial companies after one year or a few years; higher pay is what matters most. Shin Kong only gives you a salary that is enough to keep you neither full nor starving. How you live your life is ultimately your own decision, not Shin Kong’s.
The company has a strong reputation.
The time for the second interview invitation could not be adjusted, and they insisted on squeezing out the candidate’s other interview opportunities. If they won’t hire newcomers, there’s no need to consider them.
NO
They called to say they had seen my résumé.
When I asked about the job duties, they knew nothing and said they would tell me during the interview.
They emailed me asking me to fill out a résumé.
The email directly said that I had passed the résumé screening?
I hadn't even applied, WTF.
They didn't even dare send the job posting directly through 104. It feels 87% suspicious.
The email also didn't provide any information about the job duties, salary, or benefits.
They even wanted proof of my income from my previous company?
The job is in Taipei, and they didn't tell me anything about it but wanted me to make a special trip there?
I guess they notify you about position A, then ask you to do position B during the interview.
None
The position I interviewed for was a part-time job in the card department. The HR interviewer was very impolite, had preconceived notions, and went out of their way to negate what others said—completely a hidebound old-timer.
None
The interview initially said they were looking for accounting staff, but none of the requirements were stated. When you arrive, you find out they actually just want to persuade you to sell insurance!